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Housing will eventually recover from its great swoon. But many real estate experts now believe that home ownership will never again yield rewards like those enjoyed in the second half of the 20th century, when houses not only provided shelter but also a plump nest egg.
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The Obama administration's mortgage relief program, originally intended to shield three million households from foreclosure, now looks as if it will permanently help as few as one-sixth of that number.
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All homeowners current on their mortgages need to be refinanced into a loan with a 4.5% interest rate to help the economy, said Ted Jones, the chief economist at Stewart Title Guaranty Co...more |
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About 50 percent of the loans held by Fannie Mae and Freddie Mac come from the nation's four largest banks - Bank of America, JPMorgan Chase, Wells Fargo, and Citi...more |
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